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What are the Punjab National Bank SWIFT Codes?

  • April 2, 2026
  • 5 mins
  • 12.1K Views
PNB SWIFT Code

The Punjab National Bank SWIFT code is a unique alphanumeric identifier used for securely routing international wire transfers directly to a PNB branch in India. It ensures that funds are being sent to the correct bank and branch while complying with the ISO 9362 standards. The most commonly used SWIFT code for PNB in India is 'PUNBINBBXXX'. The format typically consists of the bank code (PUNB), Country code (IN), Location code (BB), and Branch code (XXX). 

Punjab National Bank uses different codes for various branches, so you must verify the SWIFT code before making the transaction to avoid transaction rejections or delays. You can find the SWIFT code of PNB on your bank statement, online banking/mobile app, by contacting the home branch, or using online SWIFT code finder tools. In this blog, we will discuss everything you need to know about the Punjab National Bank SWIFT code. 

Key Takeaways
  • The most common Punjab National Bank SWIFT code is 'PUNBINBBXXX'.
  • The code comprises 8-11 characters, indicating the bank code, country code, location code, and branch code. 
  • You can find the SWIFT code on the bank's official website, in bank statements, by contacting the home branch directly, or through online SWIFT code finder tools. 
  • Ensure to always verify the accurate SWIFT code before initiating the transaction to avoid any delays, rejections, or risk of funds being routed to the wrong account. 

What is the Punjab National Bank SWIFT Code?

The Punjab National Bank SWIFT code is used for foreign wire transfers and global interbank communications, also known as a BIC (Bank Identifier Code). It complies with ISO 9362 standards and ensures that your international transactions are routed to the correct PNB branch. It enhances security and prevents the risk of fraud associated with international payments. 

You need to use Punjab National SWIFT codes often when you send money between banks, specifically for overseas transfers. These codes are important for transferring funds and exchanging messages between banks. The most commonly used Punjab National Bank SWIFT Code is 'PUNBINBBXXX'. This code identifies the bank's main office or primary branch for international payments in India and is used when the local branch code is not available/required. 

Structure & Format of PNB SWIFT Code

Punjab National Bank SWIFT code comprises 8-11 alphanumeric characters that indicate the bank, city, branch, and country. 

  • Bank Code A-Z: It is the bank's name in an abbreviated form and consists of 4 letters. 
  • Country Code A-Z: It indicates the country where the bank is situated and has 2 letters. 
  • Location Code 0-9 A-Z: It consists of two characters, either numbers or letters, and denotes the PNB bank's head office's location. 
  • Branch Code 0-9 A-Z: It represents three digits that indicate a particular branch, and 'XXX' denotes the bank's main office. 

List of Punjab National Bank SWIFT Codes in India

The table below highlights the PNB Bank SWIFT code list:

SWIFT Code Branch CIty
PUNBINBBAVB Vanjiya Bhawan Ahmedabad Ahmedabad
PUNBINBBVRP Roopura Vadodara Baroda
PUNBINBBBCP Chickpet Bangalore Bangalore
PUNBINBBCSC Sowcarpet Chennai Chennai
PUNBINBBCNG Nungambakkam Chennai Chennai
PUNBINBBDCC Chandni Chowk Delhi
PUNBINBBDWP Wazirpur Ashok Vihar Delhi
PUNBINBBIBD Ibd Head Office New Delhi
PUNBINBBDSB Shalimar Bagh New Delhi
PUNBINBBDPV Prashant Vihar New Delhi
PUNBINBBGNM Navyug Market Ghaziabad
PUNBINBBHBS Bank Street Branch Hyderabad
PUNBINBBJJB Johri Bazar  Jaipur
PUNBINBBBNJ Bapu Nagar Jaipur
PUNBINBBJPB Panch Batti Jaipur
PUNBINBBJBN Basti Nau Jalandhar Jalandhar
PUNBINBBKSS Shakespeare Sarani Kolkata
PUNBINBBKLR Lyons Range Kolkata
PUNBINBBKBB Bara Bazar Kolkata
PUNBINBBLCR Chandigarh Road Ludhiana
PUNBINBBBOH Opera House Branch  Mumbai
PUNBINBBMMA Mandvi Mumbai
PUNBINBBMWR Worli  Mumbai
PUNBINBBPUC Nanapeth Pune
You May Also like to Check: SBI SWIFT Code

Importance of SWIFT Code for Punjab National Bank

Here are some importance of the Punjab National Bank SWIFT code:

  • SWIFT codes help the bank in confirming that the money is being routed to the accurate PNB account.
  • It allows people and businesses to send and receive money quickly and securely across long distances between banks. 
  • These codes improve security and minimize fraud that comes along with international payments. 

Is the SWIFT Code the Same for All Branches of Punjab National Bank?

No, not all PNB branches use the same SWIFT codes, as some branches have different codes based on the branch and type of transaction. Using the wrong code can lead to delays, returns, or payments being sent to the wrong account. 

You must verify the accurate SWIFT code using a PNB bank SWIFT code finder tool or other ways to ensure your payment reaches the correct account securely. 

How to Find the Punjab National Bank SWIFT Code?

You have a few options to find the SWIFT code of PNB to either receive or send money:

  • Visit your home branch and ask the officials for the branch's SWIFT code. 
  • Call your branch's customer care number and ask for the specific PNB branch's SWIFT code. 
  • Use online SWIFT/BIC finder tools online. 
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Final Thoughts 

Punjab National Bank SWIFT codes are 8-11 characters used to ensure accurate, safe, and quick routing of international money transfers. It reduces the risk of fraud during international payments by ensuring the money reaches the correct account. The main SWIFT or BIC code for Punjab National Bank is 'PUNBINBBXXX', indicating the bank code (PUNB), country code (IN), location code (BB), and branch code (XXX).

Every PNB branch may use a unique SWIFT code, so you must verify the correct SWIFT code, as using the wrong code can result in transaction delays, rejections, or funds being sent to the wrong account. You can find the SWIFT code in the PNB online banking portal, bank statement, by contacting the specific branch, or by using SWIFT code finder tools online.

Additionally, for NRI-related issues related to banking, taxation, repatriation, or finances, contact Savetaxs. Our team of experts can make the complex paperwork easier for you. Reach out to us right away, as we are actively working 24/7 across all time zones to serve our precious clients. 

Note: This guide is for information purposes only. The views expressed in this guide are personal and do not constitute the views of Savetaxs. Savetaxs or the author will not be responsible for any direct or indirect loss incurred by the reader for taking any decision based on the information or the contents. It is advisable to consult either a CA, CS, CPA or a professional tax expert from the Savetaxs team, as they are familiar with the current regulations and help you make accurate decisions and maintain accuracy throughout the whole process.

Manish Prajapat
Manish Prajapat(Tax Expert)

Mr Manish is a financial professional with over 10 years of experience in strategic financial planning, performance analysis, and compliance across different sectors, including Agriculture, Pharma, Manufacturing, & Oil and Gas. Mr Prajapati has a knack for managing financial accounts, driving business growth by optimizing cost efficiency and regulatory compliance. Additionally, he has expertise in developing financial models, preparing detailed cash flow statements, and closing the balance sheets.

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Frequently Asked Questions

PUNB = Punjab National Bank Code, IN = India, BB = Gurgaon location, XXX = primary office (default). When branch details are unavailable, NRIs use this general code for NRE/NRO remittances. 

No, SWIFT code can never be used for Indian domestic transfers; if used, you can face transaction rejection. The IFSC code is irrelevant abroad. NRIs sending USD to India provide the SWIFT of the Indian bank along with the IFSC for final branch credit. Conversely, while sending abroad requires the recipient's SWIFT number only. 

The main universally used SWIFT code for Punjab National Bank in India is PUNBINBBXXX. Generally, it is safe to use this code for receiving money if you are not sure of your branch-specific code. 

No, not every PNB branch has a unique code. Only designated branches that manage foreign exchange/international remittances have specific codes. 

Using the wrong SWIFT code may cause delays, rejection of the transaction, or, in some cases, the money might be sent to the wrong bank/branch, requiring time to recover.